Overview

• Salary

  6,000 MYR ~ 12,000 MYR

• Industry

  Finance(Banking)

• Job Description

  【Job Overview】
  • Shape: We give shape to the bank, for example by influencing the selection of products from a risk point of view. We actively manage portfolios and streamline our processes.
  • Serve: We are service providers. Our willingness to provide services is determined by the quality of our work, the associated costs and the speed with which we carry out our tasks.
  • Secure: We want to protect the bank's equity and secure assets.
  
  【Job Responsibilities】
  • Responsible for a credit portfolio of predominantly German corporates ranging from mid-sized to multi-national companies from all sectors of the economy.
  • Responsible for a credit portfolio of either international banks and the public sector or international non-bank financial institutions with varying levels of risk, difficulty and/or complexity. The focus is:
  
  a) on financial institutions/banks and the public sector, or
  b) on non-bank financial institutions (NBFI) including insurance companies, brokers/dealers, stock exchanges, clearing houses and investment companies or regulated funds (pension funds), hedge funds, leasing companies, factoring companies and private equity managers.
  
  • Independent analysis of individual financial and economic conditions of borrowers (annual financial statements, interim figures, business model, market and competition, forward-looking analysis, preparation of forecasts, sensitivity analysis, analysis of debt service capacity)
  • Spreading / validation of spreading of the annual financial statements via internal tools; approving the spreading before using it in the rating process
  • Qualitative and quantitative risk analysis of a counterparty within the rating process
  • Rating finalization by setting PD rating.
  • If appropriate credit decision and approval within the framework of required process.
  • Preparation of different sector analysis, e.g. assessment of banking system of a country regarding stability, risks, quality of supervision.