3个职位: 招聘信息 风险管理
Credit Officer Risk Management Institutional ClientsID:58788
6,000 MYR ~ 12,000 MYRBangsar, Kota Damansara/Petaling Jaya工作内容
【Job Overview】 • Shape: We give shape to the bank, for example by influencing the selection of products from a risk point of view. We actively manage portfolios and streamline our processes.• Serve: We are service providers. Our willingness to provide services is determined by the quality of our work, the associated costs and the speed with which we carry out our tasks.• Secure: We want to protect the bank's equity and secure assets.【Job Responsibilities】 • Responsible for a credit portfolio of predominantly German corporates ranging from mid-sized to multi-national companies from all sectors of the economy.• Responsible for a credit portfolio of either international banks and the public sector or international non-bank financial institutions with varying levels of risk, difficulty and/or complexity. The focus is:a) on financial institutions/banks and the public sector, or b) on non-bank financial institutions (NBFI) including insurance companies, brokers/dealers, stock exchanges, clearing houses and investment companies or regulated funds (pension funds), hedge funds, leasing companies, factoring companies and private equity managers.• Independent analysis of individual financial and economic conditions of borrowers (annual financial statements, interim figures, business model, market and competition, forward-looking analysis, preparation of forecasts, sensitivity analysis, analysis of debt service capacity)• Spreading / validation of spreading of the annual financial statements via internal tools; approving the spreading before using it in the rating process• Qualitative and quantitative risk analysis of a counterparty within the rating process• Rating finalization by setting PD rating.• If appropriate credit decision and approval within the framework of required process.• Preparation of different sector analysis, e.g. assessment of banking system of a country regarding stability, risks, quality of supervision.
福利制度
- Annual leave
- Sick leave
- Paternity leave
- Maternity leave
- Compassionate leave
- Marriage leave
- Hybrid working style
- Flexible Spending
- Dental
- Performance bonus depending on personal and company performance
- Group Hospitalization & Surgical
- Group Term Life
- Group Personal Accident
- Outpatient & Specialist benefit, Annual Claim Limit as below:
- EPF contributionCredit Analyst Manager ID:54451
11,500 MYR ~ 17,000 MYRPudu工作内容
- Financial Analysis, Credit Application Review- Conduct an additional and necessary credit research for judgement to complement Credit Application working closely with sales team. - Provide professional advises to sales team based upon the deep knowledge surrounding the borrower, industry, economic environment, credit rules and procedures, et al. - Liaison officer between sales team and HQ/Credit to obtain approval. - Provide a credit opinion in an appropriate way to final approver. - Periodic credit review for existing customers. - Monitoring and management of delinquent accounts and non-performing accounts.
福利制度
- EPF(11%), SOCSO provided
- Bonus(Depends on the Performance)
- Transportation Allowance(Maximum RM200)
LRT/MRT = public total fare
Motorcycle = RM0.45/km
Car = RM0.70/km
AL:
14 days (0 to 1 year),
16 days (1 to 4 year)
18 days (After 4 year)
MC:
14 days (0 to 2 year)
16 days (3 to 4 year)
18 days (After 4 years)
Medical Claims: RM1,000 per year
Insurance :
AXA Affin (Group Hospitalization & Personal Accident)
Others :
- Annual Medical Checkup (Leader and Above)
- Annual Medical Checkup (Staff work more than 1 year and aged above 30 years)
- Housing Allowance
- Education Benefits
- Medical Life and Accident Insurance for all staff
- Position Allowance (Instructor and Leader)
- Birth Allowance
- Marriage Allowance
- Loyalty Award
- Cleaning and Good Attendance Award
- Team Entertainment Allowance
- Bereavement Allowance
- Field Visit Allowance
- Accommodation Allowance (for Visit)Senior Finance ExecutiveID:56903
4,000 MYR ~ 7,000 MYRSeri Petaling工作内容
1. Financial Reporting & Analysis:• Prepare and present accurate financial reports, budgets, and forecasts for interior design and construction projects.• Monitor project financial performance and provide insights on cost overruns, project profitability, and areas for improvement.• Track expenses, revenue, and margins for interior design projects, ensuring they align with budgeted projections.2. Project Budgeting & Cost Control:• Develop detailed project budgets for interior design and construction projects, including labor, materials, and overhead costs.• Work with project managers and design teams to ensure budgets are adhered to throughout the project lifecycle.• Monitor cash flow and ensure timely payments to vendors, contractors, and suppliers, ensuring financial obligations are met.• Identify cost-saving opportunities and implement strategies to improve cost efficiency without compromising project quality.3. Cash Flow Management:• Oversee project-related cash flow, ensuring funds are available for timely procurement of materials, contractor payments, and other operational needs.• Ensure accurate and timely invoicing for client payments and manage receivables to maintain positive cash flow.4. Financial Compliance & Documentation:• Ensure compliance with all relevant financial regulations, tax laws, and industry standards for interior design and construction.• Maintain detailed financial records for all projects, including invoices, receipts, and contracts.• Assist in audits and ensure that all financial documentation for projects is in order and compliant with industry requirements.5. Financial Modeling & Forecasting:• Prepare financial models for prospective interior design and construction projects, helping to assess the feasibility and profitability of new initiatives.• Forecast revenue, costs, and profitability for upcoming projects, adjusting financial strategies based on changing market conditions or project scope.6. Internal Controls & Risk Management:• Identify financial risks and implement financial controls to mitigate risks associated with cost overruns, payment delays, and contract disputes.• Ensure that financial controls and reporting systems are in place to maintain transparency and accountability within the organization.7. Business Support & Strategic Planning:• Support senior management in providing financial insights and evaluating the financial viability of new projects, acquisitions, or partnerships.• Collaborate with cross-functional teams to align financial goals with the overall business strategy.
福利制度
1) Annual Leave
(<2 years @ 14 days)
(2-5 years @ 17 days)
(>5 years @ 20 days)
2) Medical Leave
(<2 years @ 14 days)
(2-5 years @ 18 days)
(>5 years @ 22 days)
3) Medical Claims (RM800/year) at panel clinic
4) Dental claim (RM300/year)
5) Insurance (after confirmation)
6) Mobile Phone claim (up to RM120)
7) Mileage, parking & toll claim – for site visit/meeting client
