How to Redeem RM100 SARA with Your MyKad (Starting 31 August 2025)

What Is the RM100 SARA Aid?

The RM100 Sumbangan Asas Rahmah (SARA) Cash Aid is a one-off financial assistance provided to all Malaysian citizens aged 18 and above, automatically credited to your MyKad. This initiative, announced in conjunction with National Day 2025, aims to alleviate the cost of living with a versatile, cashless payment method.

 

Who Qualifies?

• All Malaysians aged 18+ or born in 2007 or earlier qualify automatically—no registration, form-filling, or app activation is needed.

• Eligibility is based on MyKad data, invalidating the use of third-party applications or requiring additional verification.

When Can You Use It?

• The RM100 credit becomes available from 31 August 2025 and can be used until 31 December 2025.

• Unused balances will roll over month-to-month, but any remaining funds will expire after 31 Dec 2025.

Where Can You Spend It?

• You can use the credit at over 4,100–7,300 participating retail outlets, including Mydin, Giant, Econsave, Lotus’s, 99 Speedmart, and others.

• Approved items include everyday essential goods across 14 categories—groceries, hygiene products, school supplies, and more.

 

Step-by-Step: How to Redeem with Your MyKad

Step 1: Confirm Eligibility and Balance

• Visit the official SARA/MyKasih portal or the MyKasih app to check if you are "Layak" (eligible) by entering your IC number.

• MyKasih Portal:
  
  

• MyKasih App:
  
  

Step 2: Visit a Participating Store

• Select your essential items, which will have SARA or MyKasih labels.
  
  
  Image Source: https://www.sara.gov.my/ 
  
  Labels as below:
  
   

Step 3: Pay with Your MyKad

• Present your MyKad at checkout for scanning.

• For first-time users, a 6-digit PIN setup is required—default is the first six digits of your MyKad number.

• Enter your PIN to authorize the purchase. Keep the receipt showing the remaining balance.
  
  
  Image Source: https://www.sara.gov.my/ 

 

Step 4: Monitor Your Remaining Balance

• Track your remaining RM100 using your receipt, the MyKasih app, or the online portal.
  
  
  Image Source: https://www.sara.gov.my/ 

 

Important Things to Know

Topic	Details
No Touch 'n Go Needed	The scheme does not utilize the TNG feature on MyKad—no TNG wallet links are required.
Replacement MyKad	If damaged or unreadable, replace at NRD branches for RM10—required for redemption.
Beware of Scams	No apps, emails, or links required. Beware of phishing; the aid is auto-credited to your MyKad.

Where to Get More Information on RM100 SARA Redemption

If you would like to know more details about the RM100 SARA aid program, you may visit the official SARA website here.

 

Additionally, you can check the full list of participating merchants that support the RM100 SARA redemption through this link: SARA Merchant List. This list will help you identify which supermarkets, grocery stores, and other outlets accept the aid, ensuring a smooth redemption process.

 

Summary

The RM100 SARA Aid is a user-friendly financial support measure, available to millions via their MyKad from 31 August to 31 December 2025. With no registration, a wide choice of essentials, and a straightforward redemption process, this initiative is both practical and accessible.

 

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Reference: 
https://www.malaymail.com/news/malaysia/2025/08/21/are-you-eligible-for-the-rm100-financial-aid-available-to-all-malaysians-heres-how-to-check-with-mykad/188413
https://ringgitplus.com/en/blog/personal-finance-news/sara-2025-your-guide-to-the-rm100-one-off-aid-for-all-malaysians.html
https://www.lowyat.net/2025/360999/rm100-sara-how-to-redeem-and-everything-else-you-need-to-know
https://says.com/my/lifestyle/heres-a-step-by-step-guide-to-redeem-your-rm100-sara-credit-with-mykad
https://soyacincau.com/2025/07/26/how-to-claim-sara-rm100-31-august-2025-mykad-dont-get-scammed