How to Register for PERKESO Lindung Kasih

PERKESO Lindung Kasih, officially known as the Housewives' Social Security Scheme, is a social protection initiative introduced under the Housewives' Social Security Act 2022. The scheme was implemented on 1 December 2022 to provide social security protection to housewives against domestic injuries, disability, and other unforeseen incidents that may occur while managing household responsibilities.

The initiative recognises the invaluable economic and social contributions of housewives and ensures they receive protection similar to other workers covered under Malaysia's social security framework.

 

Who is Eligible for Lindung Kasih?
According to PERKESO, a housewife is defined as a woman, whether married or unmarried, who manages her household on a full-time or part-time basis. This includes:

• Wives

• Mothers

• Single mothers

• Widows

• Divorcees

• Women managing household responsibilities either full-time or part-time

Eligible individuals can register for the scheme regardless of employment status, provided they meet the criteria under the Act.

 

 

Benefits of the Housewives' Social Security Scheme
The Lindung Kasih scheme provides comprehensive social security protection for registered housewives.
Key benefits include:

1. Medical Care and Treatment Benefits
Housewives who sustain injuries while carrying out household-related activities may receive access to medical treatment, including outpatient care and other necessary healthcare services at approved medical facilities.

 

2. Permanent Disability Benefit
In the event of a permanent disability resulting from a domestic accident, eligible housewives may qualify for a lump-sum compensation payment. The benefit amount is determined based on the assessment and recommendation of PERKESO's appointed medical professionals.

 

3. Constant Attendance Allowance
Housewives who suffer severe disabilities and require ongoing personal assistance for daily living activities may receive a monthly allowance. This benefit is intended to help cover the cost of continuous care and support, subject to medical evaluation and approval.

 

4. Funeral Assistance Benefit
Should an insured housewife pass away before reaching the age of 55, a one-time funeral benefit of RM3,000 may be provided to eligible dependants to help ease funeral-related expenses.

 

5. Rehabilitation and Medical Support Services
Eligible beneficiaries may gain access to rehabilitation services, including physical therapy, dialysis treatment, and other medical support programmes. Where required, assistive devices such as prosthetics, orthotics, implants, or mobility aids may also be provided to support recovery and improve quality of life.

 

6. Survivors' Pension
If an insured housewife passes away due to a domestic injury or during the period of coverage before the age of 55, eligible family members may receive a monthly Survivors' Pension. This financial assistance is intended to support dependants, including spouses, children, or parents, in accordance with PERKESO's eligibility criteria and benefit structure.

Children may continue receiving the pension until they reach the specified age limit or complete their first degree programme. Extended support may also be available for children with physical or mental disabilities who are unable to support themselves independently.
 

 

Contribution Rate and Coverage Period
To participate in the scheme, a contribution of RM120 per year must be paid in advance for 12 consecutive months of coverage. Contributions can be paid by:

• The husband

• The housewife herself

• Family members

• Any third party on behalf of the housewife

PERKESO also applies the "Once In, Always In" principle for husbands who voluntarily contribute on behalf of their wives.

 

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How to Register for PERKESO Lindung Kasih
Follow these simple steps to register for the PERKESO Lindung Kasih Scheme.

Step 1: Access the Lindung Kasih Registration Portal
Visit the official PERKESO Lindung Kasih registration portal: PERKESO Lindung Kasih Registration Portal

Users must create an account before accessing the registration system. PERKESO requires registrants to provide accurate and complete information during the registration process.

 

Step 2: Create a User Account
Provide the required details:

• Full Name

• Identification Number (MyKad)

• Email Address

• Mobile Number

• Login Credentials

Ensure all information submitted is accurate and up to date. PERKESO reserves the right to reject applications containing incomplete or inaccurate information.

 

Step 3: Complete the Registration Form
Fill in the required details regarding:

• Personal information

• Household information

• Contact details

• Contribution arrangements

Double-check all information before submission.

 

Step 4: Submit the Application
Review your application and submit it through the online portal.
You may receive confirmation via email or the portal once registration is successfully processed.

 

Step 5: Make the Contribution Payment
Pay the annual contribution of RM120 to activate your protection coverage.
Coverage will commence according to PERKESO's terms and conditions upon successful registration and payment.

 

 

Required Documents for Registration
Before starting your registration, prepare:

• MyKad (Identification Card)

• Active Email Address

• Mobile Phone Number

• Payment Method for Contribution

Additional supporting documents may be required depending on PERKESO's latest registration requirements.

 

 

Alternative Registration Assistance
Individuals who require assistance with registration may seek help through authorised Lindung Kasih Agents appointed by PERKESO. Always verify the agent's legitimacy through PERKESO's official website before proceeding.

 

 

How to Make Contributions
Contributions can generally be made through PERKESO-approved payment channels and online systems.
Housewives are encouraged to retain payment receipts and confirmation records for future reference and claims purposes.

 

 

Frequently Asked Questions (FAQs)

1. Is Lindung Kasih mandatory?
No. Participation is voluntary, but highly encouraged for eligible housewives seeking social security protection.

 

2. How much is the contribution?
The annual contribution is RM120, covering 12 consecutive months.

 

3. Can a husband pay for his wife?
Yes. Contributions may be paid by the husband, family members, the housewife herself, or a third party.

 

4. Can single mothers register?
Yes. Single mothers are included under the definition of a housewife and may qualify for the scheme.

 

5. What happens if a housewife suffers a domestic injury?
Eligible beneficiaries may receive protection and benefits under the Housewives' Social Security Scheme, subject to PERKESO's terms and eligibility requirements.

 

 

Conclusion
The PERKESO Lindung Kasih Scheme represents a significant step forward in strengthening social security protection for housewives in Malaysia. By providing affordable coverage against domestic injuries and invalidity, the scheme acknowledges the essential role housewives play in supporting families and communities.

Eligible women are encouraged to register through the official PERKESO portal and secure their protection under the Housewives' Social Security Scheme (Lindung Kasih). Taking proactive steps today can help ensure greater financial security and peace of mind for tomorrow.
 

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References
PERKESO Housewife Social Security Scheme (Lindung Kasih)
PERKESO Lindung Initiative Information Page
PERKESO Lindung Kasih Registration Portal
PERKESO Authorised Lindung Kasih Agents Directory